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China Individual Income Tax Calculator (2026) | Cumulative Withholding · Annual Bonus Optimization · Special Deductions

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Annual Comprehensive Income
¥0
Salary + Bonus
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Annual IIT Payable
¥0
Comprehensive Income Tax
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Optimal Bonus Method
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Tax Saved
After-Tax Annual Income
¥0
Net of SI, HF & IIT
Income & Deduction Details
Enter your monthly salary, annual bonus and deductions to calculate your IIT
¥

Social insurance estimated at Pension 8% + Medical 2% + Unemployment 0.5%. Base is the lesser of monthly salary and cap. Housing fund uses the same cap.


👶 Children's Education
¥2,000/mo per child
🍼 Infant/Child Care
¥2,000/mo per infant
📚 Continuing Education
¥400/mo or ¥3,600/yr
🏠 Housing Loan Interest
¥1,000/mo (1st home)
Click to Enable
🏢 Housing Rent
¥800/1,100/1,500/mo
👴 Elderly Support
Only child ¥3,000 | Shared ¥1,500
🏥 Major Medical (Annual)
Cap ¥80,000/yr

💡 Click a card to enable/disable. Housing loan interest and housing rent are mutually exclusive.


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Labor remuneration included at 80% of gross; author's remuneration at 80%×70%=56%; royalties at 80%.

Calculation Results
Click 'Calculate' to view detailed IIT analysis
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Monthly breakdown · Bonus comparison · Annual summary will appear here

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